Auto accidents can be traumatic and overwhelming experiences, especially when you are left dealing with the aftermath. Along with physical injuries and emotional trauma, there is also the added stress of filing an insurance claim and negotiating a settlement. In Texas, auto accident claims are subject to specific laws and regulations that can affect your ability to recover damages. It is important to understand your rights and responsibilities when settling a Texas auto accident claim.
Here are some key things you need to know:
Reporting the Accident
Under Texas law, you must report any accident that results in injury, death, or property damage exceeding $1,000 to law enforcement within 10 days of the incident. Failure to report an accident can result in fines and other penalties.
Insurance Requirements
Texas requires drivers to carry liability insurance that covers a minimum of $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage per accident. If you are involved in an accident, you will need to exchange insurance information with the other driver(s) involved and notify your own insurance company.
Comparative Negligence
Texas follows a modified comparative negligence rule when it comes to auto accidents. This means that if you are found to be partially at fault for the accident, your damages may be reduced by the percentage of fault assigned to you. If you are found to be 51% or more at fault, you may be barred from recovering any damages at all.
Statute of Limitations
In Texas, the statute of limitations for filing a personal injury lawsuit related to an auto accident is two years from the date of the accident. If you do not file within this time frame, you may be unable to recover damages.
Working with an Attorney
Navigating the legal system and negotiating with insurance companies can be challenging and stressful, especially when you are dealing with physical and emotional injuries. Working with an experienced personal injury attorney can help ensure that your rights are protected and that you receive fair compensation for your losses.
At Accident Centers of Texas, our team of chiropractors and personal injury attorneys are here to help you through every step of the process. We understand the physical, emotional, and financial toll that auto accidents can take, and we are committed to helping you get the care and compensation you deserve.
Our chiropractors can provide comprehensive care and treatment for auto accident injuries, including whiplash, back pain, and neck pain. We also work closely with personal injury attorneys to help you navigate the legal system and negotiate a fair settlement with insurance companies.
If you have been involved in an auto accident in Texas, don’t wait to seek the care and support you need. Contact Accident Centers of Texas today to schedule a consultation with our team and learn more about how we can help you recover from your injuries and get the compensation you deserve.
